CSO is a mutually owned insurance company specializing in the debt protection market. The company’s vision is to be the leader in debt protection products by providing innovative solutions and value to its client institutions, agents, customers and policyholders.

A solid history of successful business practice has provided CSO with an exceptionally strong financial base. CSO’s retained earnings exceed $190,000,000.

CSO is uniquely positioned to capitalize on the dual focus of credit insurance products and debt cancellation programs. These product offerings are marketed by its business partners consisting of automobile dealerships and financial institutions. CSO’s extensive nationwide network of sales and training professionals and general agents allow for effective and responsive servicing of accounts.